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Provision of Debt Collection Services

HM Revenue & Customs Published 24 Aug 2026 Find a Tender

key details

Value£350,000,000 (£420,000,000 inc. VAT)
Statusplanning
Category (CPV) 66171000 +7 more
OCIDocds-h6vhtk-06eabf

description

HMRC is inviting suppliers to take part in pre-market engagement to help us understand market capability, appetite and delivery options for future third-party debt collection services.

HMRC wants to understand what the market can offer across the end-to-end debt recovery lifecycle, including debt collection, debt analytics, affordability assessment, data enrichment, customer engagement, vulnerability support and related debt collection services.

HMRC is particularly interested in understanding how suppliers can combine these capabilities to ensure debts are collected fairly and sustainably, including the identification and ethical treatment of vulnerable customers, improved recovery outcomes, customer experience, operational resilience and value for money.

The services HMRC may need could include, but aren't limited to:

Managed debt collection services
Debt collection agency services
Debt placement and allocation services
Debt segmentation and treatment strategy services
Customer contact and engagement services
Digital self-service repayment solutions
Affordability assessment services
Open Banking enabled repayment and affordability solutions
Data enrichment and tracing services
Debt analytics and predictive modelling services
Vulnerability identification and support services
Overseas debt recovery services
Business debt recovery services
Fraud, error and debt analytics services
Management information, reporting and performance analytics
Continuous improvement and debt recovery optimisation services

These products/services are expected to be key enablers to deliver the following capabilities:

Recovery of Government debt in a fair, proportionate and compliant manner
Management of multiple debt collection agencies and recovery channels
Identification of the most appropriate treatment strategy for individual debtors
Improved ability to contact customers through data enrichment and tracing
Affordability and vulnerability assessment to support sustainable customer outcomes
Use of data, analytics and automation to improve recovery performance
Segmentation of debt portfolios based on risk, propensity to pay and customer circumstances
Provision of digital repayment channels and self-service options
Management of domestic and international debt recovery activity
Delivery of actionable management information and performance reporting
Support for debt prevention, early intervention and improved repayment outcomes
Continuous improvement, innovation and operational resilience
Compliance with relevant regulatory, security and data protection requirements
Flexible scaling of services to respond to changing debt volumes and customer demand

HMRC is at an early stage of considering delivery and procurement options. No decision has been made on the future commercial model, procurement route, contract term, lotting structure or number of suppliers.

This engagement is focused on social value, however HMRC may run further pre-market engagement on other topics in the future, for example delivery model, commercial/fee model, lotting, AI & technology, transition planning, vulnerability identification and management or supply-chain resilience.

Contract Overview:

Contract value: The estimated values within this notice are indicative only and based on a maximum possible term currently being considered. The final estimated value will depend on the confirmed contract duration, scope, delivery model and internal approvals. If HMRC elects to place a shorter contract, the estimated value is expected to reduce accordingly.

Contract term: Maximum contract term currently being considered: up to 8 years, although the final term may be shorter.

Procurement route: To be confirmed. A framework may be used, but other routes may be considered.

notice history

2 notices published against this procurement.

PublishedTypeRegimeNotice
24 Aug 2026 Preliminary market engagement (UK2) Procurement Act 2023 080444-2026
24 Aug 2026 Preliminary market engagement (UK2) Procurement Act 2023 080458-2026

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